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Financial Guarantees Helping you source the most competitive quotes from multiple providers In general, a financial guarantee is a promise to take responsibility for another company's financial obligation if that company cannot meet its obligation. The entity assuming this responsibility is called the guarantor. Financial guarantees can result in a higher credit rating, lowering the cost to the issuer. While ostensibly carved in stone, financial guarantors have been known to falter in extreme circumstances, such as the financial crisis of 2007-2009.

Back to Application forms FG Application Last updated: 15 January 2020 Download

Back to Application forms AOB Bond Last updated: 22 January 2020 Download

US AIA 310 Helping you source the most competitive quotes from multiple providers

Application forms Application name Last updated AOB Bond 22/01/2020 Construction Bond 15/01/2020 Deposit Bond 15/01/2020 Duty and VAT 15/01/2020 FG Application 15/01/2020 FG Application (nuF) 15/01/2020 IBG 15/01/2020 Latent Defect 15/01/2020 Personal Gurantee 15/01/2020 Rent Gurantee 15/01/2020 Single Debtor Credit 15/01/2020

Back to Application forms Construction Bond Last updated: 15 January 2020 Download

Surety Reinsurance Helping you source the most competitive quotes from multiple providers

Back to Application forms Latent Defect Last updated: 15 January 2020 Download

Advance Payment Bond Helping you source the most competitive quotes from multiple providers An Advance Payment Bond is a guarantee, supplied by the party receiving an advance payment, to the party advancing the payment. It provides that the advanced sum will be returned if the agreement under which the advance was made cannot be fulfilled. They can also be called Advance Payment Guarantees. As these bonds enable payment of cash to be made in advance of work being carried out they provide significant cash flow benefits to the contractor, giving them the opportunity to fabricate offsite if required and also providing a level of comfort for the beneficiary of the Bond.

Back to Application forms FG Application (nuF) Last updated: 15 January 2020 Download

Accessibility Making our services available for all our customers Our approach Our aim at Guarantees and Bonds is, and has always been, to provide accessible services for all our customers. We've made some great progress, but we realise there’s still more to do. Our approach to accessibility has evolved into creating innovative services that are accessible by design. We design for difference, and that means designing for everyone, by developing a suite of accessible products and services for all of our customers. To us, it’s not just meeting the needs of disabled customers; everyone can benefit from new ideas and inclusive designs. We know that to become and remain the most accessible insurance broker requires continual improvement. To do this we will: Embed the principles of inclusive design into the way we make changes that affect our customers. We’ll do this through training and standards Influence our suppliers – we only want to work with organisations that share our commitment to inclusion so that we can make an impact Listen to our customers to find out how we can improve what we currently do, and what else we can do to make our services more accessible, easy and convenient We want to create opportunities to rise, and we’ll achieve this by striving to make banking accessible for all. We welcome feedback on how we’re doing on this journey and what more we can do. Our commitment

Commercial Rent Guarantees Helping you source the most competitive quotes from multiple providers Rent guarantee insurance is a risk-management product that protects landlords against loss if a lessee defaults. This insurance pays the monthly rent for a set period of time if the covered tenant stops making payments. Rent guarantee insurance protects landlords against loss of income if a tenant falls behind or defaults on rent payments. Landlords typically pay for the premiums, though it is also possible to require the tenant pay for it instead in extra rent or if the lease specifies it in writing. Insurers will look to the financial stability and creditworthiness of the tenant(s) to underwrite the policy.